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Taxpayers with Individual Retirement Arrangement (IRA) Plans, by Age of Taxpayer, Tax Year 2012 (All figures are estimates based on samples--money amounts are in thousands of dollars)iAge of taxpayerNumber of taxpayers1Taxpayers with IRA accounts reported on Form 5498Total'With pension coverage on Forms W-2 [1] 'Eligible to make IRA contributions [2] Total contributions#Contributions deducted on Form 1040 RolloversRoth conversions [3]Withdrawals [4]%End of year fair market value of IRAsAmount(1)(2)(3)(4)(5)(6)(7)(8)(9)(10)(11)(12)(13)(14)(15) All taxpayers No age information Under 15 15 under 20 20 under 25 25 under 30 30 under 35 35 under 40 40 under 45 45 under 50 50 under 55 55 under 60 60 under 65 65 under 70 70 under 75 75 under 80 80 and over$* Estimate should be used with cuation due to the small number of sample returns on which it is based. Note: Details may not add to total due to rounding. [1] Number of taxpayers with pension coverage is determined from Form W-2 box 13, which indicates participation in a retirement plan. [2] Those individuals qualifing under Federal Income Tax law to make deductible or non-deductible contributions to a traditional IRA and/or Roth IRA plan. [3] Owners of traditional IRAs were able to convert them to Roth IRAs as long as they met the income limitations for making Roth IRA contributions. Under certain circumstances, SEP or SIMPLE IRAs could also be converted to Roth IRAs; however, these amounts could not be identified separately for the purpose of these statistics. [4] Withdrawals are reported on Form 1099-R; does not include withdrawals for the purpose of rollovers to other IRA accounts if the transfer was made by the trustee; Roth IRA conversions are shown separately. For additional explanations, see Bryant, Victoria and Jon Gober,  Accumulation and Distribution of Individual Retirement Arrangements, 2010 SOI Bulletin, Fall 2013, Volume 33, Number 2 Source: Matched file of Forms 1040, 1099-R, and 5498 for Tax Year 2012. 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