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Taxpayers with Individual Retirement Arrangement (IRA) Plans, by Age of Taxpayer, Tax Year 2015 (All figures are estimates based on samples--money amounts are in thousands of dollars)iTotal contributions [3]Roth conversions [4]Withdrawals [5]�* Estimate should be used with caution due to the small number of sample returns on which it is based. [1] Number of taxpayers with pension coverage is determined from Form W-2 box 12, which indicates participation in a retirement plan. [2] Those individuals qualifying under Federal Income Tax law to make deductible or non-deductible contributions to a traditional IRA and/or Roth IRA plan. [3] For SEP and SIMPLE plans, total contributions include contributions made by the taxpayer directly as well as those made by an employer. [4] Owners of traditional IRAs were able to convert them to Roth IRAs as long as they met the income limitations for making Roth IRA contributions. Under certain circumstances, SEP or SIMPLE IRAs could also be converted to Roth IRAs; however, these amounts could not be identified separately for the purpose of these statistics. [4] Withdrawals are reported on Form 1099-R; does not include withdrawals for the purpose of rollovers to other IRA accounts if the transfer was made by the trustee; Roth IRA conversions are shown separately. For additional explanations, see Bryant, Victoria and Jon Gober,  Accumulation and Distribution of Individual Retirement Arrangements, 2010 , SOI Bulletin, Fall 2013, Volume 33, Number 2. Note: Details may not add to total due to rounding. Source: Matched file of Forms 1040, 1099-R, and 5498 for Tax Year 2015. 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