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(to )Tj -0.0049 Tc 1.153 0 Td (a-eradit )Tj EMC /P <>BDC 0.0105 Tc -32.822 -1.2 Td (reporting )Tj 0.022 Tc 4.374 0 Td (agency )Tj 0.05 Tc 12.0267 0 0 11.6 164.2802 293.66 Tm (or )Tj 0.019 Tc 11.6 0 0 11.6 178.664 293.66 Tm (credit )Tj 0.0169 Tc 2.847 0 Td (bureau )Tj 0.0093 Tc 3.538 0 Td (regarding )Tj 0.0127 Tc 4.607 0 Td (the )Tj 0.011 Tc 1.745 0 Td (use )Tj 0.0156 Tc 1.933 0 Td (of )Tj 0 Tc 1.158 0 Td (a )Tj 0.0107 Tc 0.868 0 Td (credit )Tj -0.035 Tc 10.4374 0 0 11.6 404.9977 293.66 Tm (car>BDC 0.0157 Tc -34.616 -1.2 Td (except )Tj 0.0339 Tc 3.319 0 Td (for )Tj 0.0227 Tc 1.555 0 Td (information )Tj 0.0018 Tc 5.46 0 Td (with )Tj 0.0148 Tc 2.133 0 Td (respect )Tj 0.0227 Tc 3.676 0 Td (to )Tj 0.0127 Tc 1.159 0 Td (the )Tj 0.0117 Tc 1.712 0 Td (aggregate )Tj 0.0289 Tc 4.903 0 Td (amount )Tj 0.0363 Tc 3.766 0 Td (of )Tj 0 Tc 1.158 0 Td (a )Tj 0.0189 Tc 0.847 0 Td (cardholder's )Tj -0.0115 Tc 5.897 0 Td (apoount, )Tj EMC /P <>BDC -0.0051 Tc -35.597 -1.2 Td (with )Tj 0.0127 Tc 2.106 0 Td (the )Tj 0.0331 Tc 1.753 0 Td (amount )Tj 0.0173 Tc 3.786 0 Td (attributable )Tj 0.002 Tc 5.447 0 Td (to )Tj 0.0318 Tc 1.123 0 Td (payment )Tj 0.0156 Tc 4.313 0 Td (of )Tj -0.0006 Tc 1.143 0 Td (taxes )Tj 0.0189 Tc 2.737 0 Td (not )Tj 0.0209 Tc 1.707 0 Td (separately )Tj 0.0108 Tc 5.079 0 Td (identified. )Tj EMC /P <>BDC 0.0232 Tc -29.255 -3.476 Td (ANALYSIS )Tj EMC /P <>BDC 0.02 Tc -0.022 -2.441 Td (Because )Tj 0.0204 Tc 4.337 0 Td (section )Tj -0.0158 Tc 3.619 0 Td (6311 )Tj -0.0121 Tc 2.372 0 Td (\(e\)\()Tj -0.035 Tc 11.2741 0 0 11.6 208.6717 197.18 Tm (1\) )Tj 0.0242 Tc 11.6 0 0 11.6 221.6478 197.18 Tm (generally )Tj 0.0076 Tc 4.521 0 Td (prohibits )Tj 0.023 Tc 4.168 0 Td (any )Tj 0.0239 Tc 1.936 0 Td (person )Tj 0.0139 Tc 3.472 0 Td (from )Tj 0.0169 Tc 2.372 0 Td (disclosing )Tj 0.0062 Tc 4.852 0 Td (information )Tj EMC /P <>BDC 0.0068 Tc -34.386 -1.2 Td (relating )Tj 0.0434 Tc 3.635 0 Td (to )Tj 0.0127 Tc 1.2 0 Td (the )Tj 0.0249 Tc 1.744 0 Td (payment )Tj -0.0051 Tc 4.334 0 Td (of )Tj 0.0046 Tc 1.122 0 Td (taxes )Tj 0.031 Tc 2.758 0 Td (by )Tj 0.0148 Tc 1.394 0 Td (credit )Tj 0.0048 Tc 2.814 0 Td (card )Tj 0.0207 Tc (beyond )Tj 0.0284 Tc 5.949 0 Td (what )Tj -0.0197 Tc 2.526 0 Td (is )Tj 0.017 Tc 1.035 0 Td (need )Tj 0.0227 Tc 2.58 0 Td (to )Tj 0.0115 Tc 1.165 0 Td (process )Tj 0.0023 Tc 3.842 0 Td (the )Tj 0.0144 Tc -36.145 -1.221 Td (transaction, )Tj 0 Tc 5.663 0 Td (a )Tj 0.0231 Tc 0.889 0 Td (credit )Tj 0.0048 Tc 2.876 0 Td (card )Tj 0.0067 Tc 2.32 0 Td (service )Tj -0.0347 Tc 3.548 0 Td (prOVider )Tj 0.0162 Tc 4.034 0 Td (may )Tj 0.0085 Tc 2.214 0 Td (not )Tj 0.0206 Tc 1.706 0 Td (disclose )Tj 0.0127 Tc 4.06 0 Td (that )Tj 0 Tc 2.022 0 Td (a )Tj 0.0167 Tc 0.833 0 Td (transaction )Tj 0.0022 Tc 5.363 0 Td (was )Tj 0.05 Tc 11.6833 0 0 11.6 504.6875 169.1 Tm (for )Tj 0.008 Tc 11.6 0 0 11.6 522.8343 169.1 Tm (an )Tj 0.0187 Tc -39.071 -1.2 Td (installment )Tj 0.0288 Tc 5.244 0 Td (agreement )Tj 0.0084 Tc 5.308 0 Td (payment, )Tj 0.0136 Tc 4.594 0 Td (unless )Tj 0.0115 Tc 3.237 0 Td (disclosure )Tj 0.0156 Tc 4.924 0 Td (of )Tj 0.0265 Tc 1.143 0 Td (that )Tj 0.0165 Tc 2.054 0 Td (information )Tj -0.0013 Tc 5.417 0 Td (falls )Tj -0.0014 Tc 2.112 0 Td (within )Tj 0.008 Tc 2.887 0 Td (an )Tj 0.019 Tc -36.973 -1.2 Td (exception )Tj 0.0227 Tc 4.744 0 Td (to )Tj 0.023 Tc 1.179 0 Td (the )Tj 0.025 Tc 1.754 0 Td (general )Tj -0.0167 Tc 3.818 0 Td (rule. )Tj 0.0456 Tc 2.516 0 Td (The )Tj 0.0233 Tc 2.107 0 Td (only )Tj 0.0086 Tc 2.213 0 Td (exception )Tj 0.0127 Tc 4.64 0 Td (that )Tj 0.0245 Tc 2.054 0 Td (might )Tj 0.0171 Tc 2.843 0 Td (arguably )Tj 0.0135 Tc 4.262 0 Td (apply )Tj 0.001 Tc 2.743 0 Td (is )Tj 0.0127 Tc 0.987 0 Td (the )Tj 0.0351 Tc 1.671 0 Td (one )Tj 0.0132 Tc -37.545 -1.221 Td (for )Tj 0.0224 Tc 1.503 0 Td (disclosures )Tj 0.0235 Tc 5.511 0 Td (for )Tj 0.0199 Tc 1.535 0 Td (purposes )Tj 0.0193 Tc 4.561 0 Td (directly )Tj 0.0036 Tc 3.611 0 Td (related )Tj 0.0227 Tc 3.407 0 Td (to )Tj 0.0132 Tc 1.134 0 Td (statistical )Tj 0.0109 Tc 4.562 0 Td (risk )Tj 0.026 Tc 1.891 0 Td (and )Tj 0.0121 Tc 1.998 0 Td (profitabifity )Tj 0.0143 Tc -29.743 -1.221 Td (assessment. )Tj 0.0257 Tc 6.453 0 Td (See )Tj 0.0054 Tc 2.179 0 Td (I.R.C. )Tj 0.0135 Tc 2.892 0 Td (\2476311\(e\)\(2\){B\)\(i\). )Tj 0.0157 Tc 8.617 0 Td (Neither )Tj 0.0023 Tc 3.597 0 Td (the )Tj 0.0174 Tc 1.734 0 Td (statute )Tj 0.0219 Tc 3.445 0 Td (nor )Tj 0.0127 Tc 1.752 0 Td (the )Tj 0.0049 Tc 1.765 0 Td (regulations )Tj 0.0204 Tc -32.453 -1.2 Td (define )Tj 0.0127 Tc 3.129 0 Td (the )Tj 0.0209 Tc 1.755 0 Td (scope )Tj 0.0363 Tc 3.082 0 Td (of )Tj 0.0127 Tc 1.184 0 Td (the )Tj 0.012 Tc 1.717 0 Td (term )Tj 0.0125 Tc 2.371 0 Td ("statistical )Tj -0.0167 Tc 4.96 0 Td (risk )Tj -0.0154 Tc 1.85 0 Td (and )Tj 0.0236 Tc 1.853 0 Td (profitability )Tj 0.0166 Tc (assessment." )Tj EMC ET endstream endobj 3 0 obj <>]/Height 3327/Type/XObject>>stream �HQ������������ZcJz�)c������������fRJ6Vh�,YNe@($L�m�5NE D8p@ $�ar-0L&M4� B�'WL& � 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)Tj 0.0328 Tc 1.186 0 Td (base )Tj 0.0148 Tc 2.573 0 Td (credit )Tj 0.0082 Tc 2.847 0 Td (reports )Tj 0.0217 Tc 3.527 0 Td (or )Tj 0.011 Tc 1.201 0 Td (scores )Tj -0.0151 Tc 3.33 0 Td (on )Tj 0.0148 Tc 1.428 0 Td (specifics )Tj 0.0105 Tc 4.293 0 Td (related )Tj 0.002 Tc 3.428 0 Td (to )Tj 0 Tc 1.153 0 Td (a )Tj 0.0161 Tc 0.839 0 Td (person's )Tj 0.018 Tc 4.179 0 Td (payment )Tj 0.0156 Tc 4.251 0 Td (of )Tj 0.0104 Tc -36.864 -1.179 Td (taxes. )Tj 0.05 Tc 11.6109 0 0 11.6 111.1049 512.78 Tm (By )Tj 0.0103 Tc 11.6 0 0 11.6 128.7542 512.78 Tm (analogy, )Tj -0.0036 Tc 4.232 0 Td (it )Tj 0.0202 Tc 0.785 0 Td (would )Tj 0.0103 Tc 3.052 0 Td (also )Tj 0.0164 Tc 2.143 0 Td (be )Tj 0.0185 Tc 1.469 0 Td (improper )Tj 0.0132 Tc 4.341 0 Td (for )Tj 0 Tc 1.523 0 Td (a )Tj 0.0272 Tc 0.827 0 Td (credit )Tj 0.0048 Tc 2.855 0 Td (card )Tj 0.0159 Tc 2.276 0 Td (company )Tj 0.0227 Tc 4.455 0 Td (to )Tj 0.019 Tc 1.165 0 Td (base )Tj 0.0209 Tc -34.025 -1.2 Td (decisions )Tj 0.047 Tc (on )Tj 0 Tc 6.123 0 Td (a )Tj 0.0189 Tc 0.868 0 Td (cardholder's )Tj 0.0147 Tc 5.938 0 Td (creditworthiness )Tj 0.031 Tc 7.771 0 Td (by )Tj 0.0178 Tc 1.353 0 Td (considering )Tj 0.0334 Tc 5.593 0 Td (the )Tj 0.0115 Tc 1.755 0 Td (specific )Tj 0.0123 Tc 3.714 0 Td (nature )Tj 0.0363 Tc 3.196 0 Td (of )Tj 0.0196 Tc 1.143 0 Td (that )Tj 0.0264 Tc -37.496 -1.2 Td (cardholder's )Tj 0.02 Tc 6.006 0 Td (tax )Tj 0.0209 Tc 1.723 0 Td (payments )Tj 0.0196 Tc 4.773 0 Td (that )Tj 0.003 Tc 2.043 0 Td (are )Tj 0.0292 Tc 1.77 0 Td (not )Tj 0.0154 Tc 1.738 0 Td (needed )Tj 0.0227 Tc 3.718 0 Td (to )Tj 0.0218 Tc 1.165 0 Td (process )Tj 0.0127 Tc 3.904 0 Td (the )Tj 0.017 Tc 1.711 0 Td (cardholder's )Tj 0.019 Tc 5.897 0 Td (credit )Tj 0.0182 Tc -34.442 -1.221 Td (transaction. )Tj EMC /P <>BDC 0.05 Tc 11.672 0 0 11.6 71.4773 442.94 Tm (We )Tj 0.0241 Tc 11.6 0 0 11.6 93.2343 442.94 Tm (also )Tj 0.0245 Tc 2.192 0 Td (conclude )Tj 0.0196 Tc 4.475 0 Td (that )Tj 0.0106 Tc 2.04 0 Td ("statistical )Tj 0.004 Tc 4.918 0 Td (risk )Tj 0.0053 Tc 1.891 0 Td (and )Tj 0.015 Tc 1.998 0 Td (profitability )Tj 0.0149 Tc 5.264 0 Td (assessment" )Tj -0.0197 Tc 6.156 0 Td (is )Tj -0.0018 Tc 1.035 0 Td (not )Tj 0.0227 Tc 1.67 0 Td (to )Tj 0.0164 Tc 1.144 0 Td (be )Tj 0.0174 Tc 1.428 0 Td (broadly )Tj EMC /P <>BDC 0.0033 Tc -36.083 -1.2 Td (read, )Tj 0.0305 Tc 2.669 0 Td (because )Tj -0.0036 Tc 4.282 0 Td (it )Tj 0.0194 Tc 0.807 0 Td (might )Tj 0.0231 Tc 2.808 0 Td (then )Tj 0.015 Tc 2.344 0 Td (have )Tj 0.0251 Tc 2.524 0 Td (no )Tj 0.0053 Tc 1.428 0 Td (limits. )Tj -0.0072 Tc 3.227 0 Td (All )Tj 0.012 Tc 1.439 0 Td (sorts )Tj 0.05 Tc 11.6943 0 0 11.6 350.5235 429.02 Tm (of )Tj 0.0124 Tc 11.6 0 0 11.6 364.3289 429.02 Tm (information )Tj 0.0001 Tc 5.4 0 Td (related )Tj 0.0434 Tc 3.366 0 Td (to )Tj 0.02 Tc 1.159 0 Td (tax )Tj 0.032 Tc 1.587 0 Td (could )Tj EMC /P <>BDC 0.0333 Tc -36.773 -1.179 Td (bear )Tj 0.0263 Tc 2.389 0 Td (on )Tj 0.0174 Tc 1.47 0 Td (statistical )Tj 0.004 Tc 4.624 0 Td (risk )Tj 0.0157 Tc 1.891 0 Td (and )Tj 0.0116 Tc 2.019 0 Td (profitability )Tj 0.0214 Tc 5.223 0 Td (assessment )Tj 0.0225 Tc 5.803 0 Td (with )Tj 0.0045 Tc 2.216 0 Td (respect )Tj 0.002 Tc 3.635 0 Td (to )Tj 0 Tc 1.153 0 Td (a )Tj 0.0157 Tc 0.798 0 Td (particular )Tj 0.0095 Tc 4.525 0 Td (taxpayer. )Tj EMC /P <>BDC 0.0207 Tc -35.733 -1.179 Td (Included )Tj 0.0278 Tc 4.259 0 Td (among )Tj 0.0152 Tc 3.461 0 Td (this )Tj 0.0165 Tc 1.951 0 Td (information )Tj 0.015 Tc 5.398 0 Td (would )Tj 0.0164 Tc 2.981 0 Td (be )Tj 0 Tc 1.457 0 Td (a )Tj 0.022 Tc 0.86 0 Td (person's )Tj 0.0132 Tc 4.23 0 Td (adjusted )Tj 0.0117 Tc 4.201 0 Td (gross )Tj 0.0061 Tc 2.804 0 Td (income, )Tj 0.0123 Tc 3.89 0 Td (his )Tj 0.0424 Tc 1.603 0 Td (or )Tj 0.0116 Tc 1.232 0 Td (her )Tj EMC /P <>BDC 0.0009 Tc -38.329 -1.2 Td (age, )Tj 0.0127 Tc 2.302 0 Td (the )Tj 0.0294 Tc 1.786 0 Td (number )Tj 0.05 Tc 11.6943 0 0 11.6 163.0835 387.74 Tm (of )Tj 0.0157 Tc 11.6 0 0 11.6 176.5211 387.74 Tm (dependents, )Tj 0.0053 Tc 6.02 0 Td (and )Tj 0.0023 Tc 2.012 0 Td (the )Tj 0.015 Tc 1.717 0 Td (types )Tj 0.0053 Tc 2.788 0 Td (and )Tj 0.0235 Tc 2.007 0 Td (amounts )Tj 0.05 Tc 11.6943 0 0 11.6 394.4435 387.74 Tm (of )Tj 0.0092 Tc 11.6 0 0 11.6 408.1211 387.74 Tm (deductions. )Tj 0.0099 Tc 5.809 0 Td (Certainly, )Tj EMC /P <>BDC 0.0175 Tc -34.867 -1.179 Td (however, )Tj 0.023 Tc 4.525 0 Td (the )Tj 0.0125 Tc 1.782 0 Td (fact )Tj 0.0127 Tc 1.963 0 Td (that )Tj 0.0152 Tc 2.028 0 Td (this )Tj 0.0145 Tc 1.93 0 Td (information )Tj 0.0165 Tc 5.388 0 Td (could )Tj 0.0371 Tc 2.744 0 Td (be )Tj 0.0144 Tc 1.51 0 Td (relevant )Tj -0.012 Tc 11.8 0 0 11.8 370.9778 374.06 Tm (to )Tj 0 Tc 11.6 0 0 11.6 384.1143 374.06 Tm (a )Tj 0.0148 Tc 0.847 0 Td (credit )Tj 0.0048 Tc 2.814 0 Td (card )Tj 0.0214 Tc 2.255 0 Td (company's )Tj EMC /P <>BDC 0.0153 Tc -32.894 -1.2 Td (statistical )Tj 0.0109 Tc 4.624 0 Td (risk )Tj 0.0157 Tc 1.912 0 Td (and )Tj 0.0167 Tc 2.019 0 Td (profitability )Tj 0.0214 Tc 5.243 0 Td (assessment )Tj 0.0328 Tc 5.794 0 Td (does )Tj 0.0189 Tc 2.577 0 Td (not )Tj 0.0272 Tc 1.689 0 Td (justify )Tj 0.0127 Tc 2.981 0 Td (the )Tj 0.0138 Tc 1.712 0 Td (disclosure )Tj 0.05 Tc 11.6943 0 0 11.6 459.2435 360.14 Tm (of )Tj 0.0196 Tc 11.6 0 0 11.6 472.4988 360.14 Tm (that )Tj EMC /P <>BDC 0.0181 Tc -34.608 -1.2 Td (information. )Tj EMC /P <>BDC 0.0221 Tc -0.004 -2.359 Td (Rather )Tj 0.0162 Tc 3.411 0 Td (than )Tj 0.0164 Tc 2.332 0 Td (allowing )Tj 0.0231 Tc 4.034 0 Td (credit )Tj 0.0117 Tc 2.876 0 Td (card )Tj 0.0156 Tc 2.297 0 Td (companies )Tj 0.0113 Tc 5.297 0 Td (access )Tj 0.0227 Tc 3.502 0 Td (to )Tj 0.0145 Tc 1.185 0 Td (information )Tj 0.0227 Tc 5.394 0 Td (to )Tj 0.0109 Tc 1.136 0 Td (judge )Tj 0.0023 Tc 2.815 0 Td (the )Tj 0.0202 Tc -34.331 -1.2 Td (creditworthiness )Tj 0.0363 Tc 7.864 0 Td (of )Tj 0 Tc 1.158 0 Td (a )Tj 0.0226 Tc 0.881 0 Td (particular )Tj 0.0106 Tc 4.572 0 Td (individual, )Tj 0.0078 Tc 4.881 0 Td (we )Tj 0.029 Tc 1.554 0 Td (believe )Tj 0.0437 Tc 3.635 0 Td (the )Tj 0.0115 Tc 1.785 0 Td (phrase )Tj 0.005 Tc 3.44 0 Td ("statistical )Tj 0.004 Tc 4.856 0 Td (risk )Tj 0.0363 Tc 1.85 0 Td (and )Tj 0.0184 Tc -36.464 -1.2 Td (profitability )Tj 0.0211 Tc 5.305 0 Td (assessment" )Tj 0.0114 Tc 6.208 0 Td (generally, )Tj 0.0171 Tc 4.79 0 Td (if )Tj 0.0189 Tc 0.807 0 Td (not )Tj 0.0115 Tc 1.726 0 Td (exclusively, )Tj 0.0207 Tc 5.586 0 Td (applies )Tj 0.002 Tc 3.606 0 Td (to )Tj 0.008 Tc 1.132 0 Td (an )Tj 0.0075 Tc 1.428 0 Td (analysis )Tj 0.0363 Tc 3.973 0 Td (of )Tj 0 Tc 1.178 0 Td (a )Tj 0.0148 Tc 0.839 0 Td (portfolio )Tj 0.0156 Tc -36.59 -1.2 Td (of )Tj 0.0111 Tc 1.158 0 Td (debt. )Tj 0.0179 Tc 2.887 0 Td (Analysis )Tj 0.05 Tc 11.6943 0 0 11.6 165.9635 277.1 Tm (of )Tj 0.0127 Tc 11.6 0 0 11.6 179.4588 277.1 Tm (the )Tj 0.0239 Tc 1.753 0 Td (account )Tj 0.0089 Tc 3.964 0 Td (receivables )Tj 0.0156 Tc 5.492 0 Td (of )Tj 0 Tc 1.158 0 Td (a )Tj 0.0231 Tc 0.847 0 Td (credit )Tj 0.0186 Tc 2.855 0 Td (card )Tj 0.0159 Tc 2.317 0 Td (company )Tj 0.0424 Tc 4.45 0 Td (or )Tj 0.0071 Tc 1.19 0 Td (bank, )Tj 0.0339 Tc 2.81 0 Td (for )Tj 0.021 Tc -36.256 -1.2 Td (example, )Tj 0.0297 Tc 4.564 0 Td (might )Tj -0.0043 Tc 2.855 0 Td (be )Tj 0.0278 Tc 1.427 0 Td (needed )Tj 0.0087 Tc 3.784 0 Td (with )Tj 0.0183 Tc 2.133 0 Td (respect )Tj 0.0227 Tc 3.676 0 Td (to )Tj 0.0151 Tc 1.138 0 Td (transferring )Tj 0.0074 Tc 5.593 0 Td (receivables, )Tj 0.0061 Tc 5.802 0 Td (accounts, )Tj 0.05 Tc 11.7653 0 0 11.6 483.2428 263.18 Tm (or )Tj 0.0191 Tc 11.6 0 0 11.6 70.0889 249.26 Tm (interests )Tj 0.0126 Tc 4.256 0 Td (therein. )Tj 0.0257 Tc 4.068 0 Td (See )Tj 0.0137 Tc 2.158 0 Td (I.R.C. )Tj /T1_1 1 Tf 0 Tc 13.1 0 0 13.1 225.7806 249.26 Tm (\247 )Tj /T1_0 1 Tf -0.0296 Tc 11.6 0 0 11.6 235.7892 249.26 Tm (6311 )Tj 0.0162 Tc 2.331 0 Td (\(e\)\(2\)\(8\)\(ii\). )Tj EMC /P <>BDC 0.0208 Tc -16.639 -2.441 Td (Please )Tj 0.0275 Tc 3.467 0 Td (contact )Tj 0.0169 Tc 3.695 0 Td (Administrative )Tj 0.0089 Tc 6.845 0 Td (Provisions )Tj 0 Tc 5.017 0 Td (& )Tj 0.016 Tc 0.998 0 Td (Judicial )Tj 0.0229 Tc 3.709 0 Td (Practice, )Tj 0.0114 Tc 4.429 0 Td (Branch )Tj -0.0015 Tc 3.51 0 Td (2, )Tj -0.0027 Tc 1.157 0 Td (at )Tj 0.0101 Tc 1.099 0 Td ({202\) )Tj 0.0379 Tc 2.666 0 Td (622\255)Tj 0.0302 Tc -36.634 -1.2 Td (4940 )Tj -0.0036 Tc (if )Tj 0.015 Tc 3.454 0 Td [(you )-63(have )]TJ 0.023 Tc 4.546 0 Td (any )Tj 0.0191 Tc 1.966 0 Td (additional )Tj 0.01 Tc 4.759 0 Td (questions. )Tj EMC ET endstream endobj 8 0 obj <>]/Height 3327/Type/XObject>>stream k?�erȖ1��������������-1~St����������������6N�/-˜�E�(�ZNIt �*�1�B�5N`�"v�C8L�)�WD A��<'VE5]4MQEz DK(vMiyV A� � �#Γ�T� 6tFPki뮕��~[Z bW^Z]�O�"iZKtKƿٝhg,Y�ᅐ]GD�AoPu߭}w�_}&w�W_�/em�!p0Ȑ$vh8�&RpOnv4B=�4_KoUz䘴PA�ov� 8o��TmuOXdW}zo�g'!�k���O^�/�ڛ=����^µkku.8a/焐DjMӫ !�8� 0ҵ҆U�bbab�)�5� 4iE zi� Ri�C`�2aH(B pD&DDDDD?��������[$x�2mFYFWK�>̆ &+�3ک\R'$O�>[�4ӻO;״yP5$yU�� �֩u��߻�������y��M.�2�՝&F�#Be.&PD:P)!E"QN!JE�1r%&Gl�#}VY-@�IBz2(D" �9a!�2N�&pL!ĝM�h0a*!� DAd� t�IfH��2�H.)@@`e@MAIfl(M8hZh0M �O&a0LxP� 5 �h= 0Lp�O(Ah]֓  "CM ӈ! 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